Ravinder Kumar brings over 28 years of leadership experience across public-sector and private banking, microfinance, development finance, and business advisory. His experience spans business banking, retail credit, financial inclusion, corporate strategy, portfolio quality, and capability building.

Having worked with institutions including Punjab National Bank, ICICI Bank, Satya Microcapital, and FINISH Society, he combines strong lending understanding with practical execution. At Globus Financial Services, he leads the structuring, lender engagement, and documentation support for corporate, MSME, and individual borrowing requirements.

His approach is built on transparent guidance, disciplined execution, and long-term client relationships.